Free credit report yearly Bakersfield

See FTC letters to Nadell and Sum: www.ftc.gov/os/statutes/fcra/nadell.htmwww.ftc.gov/os/statutes/fcra/sum.htm For example, an employment application might ask if you have "ever" been arrested. The FCRA says a consumer reporting agency cannot report an free credit report yearly Bakersfield arrest that from date of entry free credit report yearly Bakersfield was more than seven years ago. It does not say the employer cannot ask the question.

How to handle such questions on an employment application is of real concern to many people, especially those concerned with a youthful mistake from the distant past. State employment free credit report yearly Bakersfield laws may limit the questions an free credit report yearly Bakersfield employer includes on a job application. For example, in California an application may ask "job related questions about convictions free credit report yearly Bakersfield except those that have been sealed, or expunged, or statutorily eradicated," but applications cannot ask "general questions regarding an arrest." www.dfeh.ca.gov/res/docs/publications/DFEH-161.pdf To learn about employment laws in your state, search the Internet for “employment inquiries” followed by the name of your state. State and local equal employment opportunity agencies, along with federal EEO field offices, may also be located through free credit report yearly Bakersfield the US Equal Opportunity Commission Web site.

Aren't some of my personal records confidential? The following types of information may be useful for free credit report yearly Bakersfield an employer to make a hiring decision. yearly free credit report government However, under the federal Fair Credit Reporting Act, the employer is required to get your permission before obtaining the free credit report yearly Bakersfield records. (See PRC Fact Sheet 11, "From Cradle to Grave: Government Records and Your Privacy," www.privacyrights.org/fs/fs11-pub.htm) There are other questions such as age, marital status, and certain psychological tests that employers cannot use when interviewing. These issues are beyond the scope of this fact sheet. If you have further questions, contact the resources at the end of this fact sheet. The federal Equal Employment Opportunity Commission and free credit report yearly Bakersfield the fair employment agencies in the states handle these issues. What can my former employer say about me? Often a potential employer will contact free credit report yearly Bakersfield an applicant's past employers.

A former free credit report yearly Bakersfield boss can say anything [truthful] about your performance. free credit report fcra However, most employers have a policy to only confirm dates of employment, final salary, and other limited information.

California law prohibits employers from intentionally interfering with former employees' attempts to find jobs by giving out false or misleading references. (California Labor Code §1050) Under California law and the laws of many other states, employees have free credit report yearly Bakersfield a right to review their own personnel files and make copies of documents they have signed. If you are a state or federal employee, your personnel file is protected under the California Information Practices Act or the federal Privacy Act of 1974 and can only free credit report yearly Bakersfield be disclosed under limited circumstances. (California Civil Code §56.20; California Labor Code §§432, 1198.5; 5 USC §552a) Jobs such as truck driver positions fall under regulations of the federal Department of Transportation. Employers are required to accurately respond to an inquiry from a prospective employer about whether you took a drug test, refused a drug test, or tested positive in a drug test with the former or current employer. www.fmcsa.dot.gov/rulesregs/fmcsrhome.htm 4. Who Conducts Background Checks? There are many companies that specialize in free credit report yearly Bakersfield employment screening.

It is outside the purpose of this fact sheet to identify background checking companies by name. free annual credit report gov The most important thing to keep in mind is that companies conducting background checks free credit report yearly Bakersfield fall into several broad categories. This can range from individuals commonly known as "private investigators," to companies that do nothing but employment screening, and to online data brokers. The National Association of Professional Background Screeners provides a directory of its members on its Web site, www.napbs.com. Corporations that employ large numbers of people may have an established relationship with a third-party background checking company or may even use an affiliated company for their employment screening.